Woman on the phone

Zurich Auto

Motor insurance

We do not insure against, we insure for safe driving and protection from unforeseen events.

Feel safe and protect those who travel with you with Zurich Auto, an excellent insurance for those looking to protect their car, its occupants and damage caused to third parties.

Couple in a car

*Even better than 5% discount? Only 5% more.

*Discount is valid for new Zurich Auto insurance contracts purchased from the 1st of January 2025 to the 31st of December 2025.

Purchase Zurich Auto and get a 5% discount for registering on Z4U. But even better, if you also opt for payment by direct debit, you get 5% more.

Woman in car

For what can go well on the road?

Count on Zurich to keep you company on your travels.

Replacement vehicle due to accident and breakdown

Replacement vehicle due to accident and breakdown

Occupants coverage for pets

Own damage coverage, including catastrophic risks of nature, acts of terrorism and vandalism and strikes, riots and public disorder

Covers

Compulsory

This coverage ensures the repair of material and bodily damage caused to third parties, in accordance with the law.

Optional third party liability

For those who want protection greater than the mandatory one, we offer a capital extension of up to 50 million euros.

Family and corporate ties civil liability

Extend the civil liability coverage to damages caused to your family members or partners.

We guarantee partial or total damage to your vehicle in the event of:

  •  Fire, lightning and explosion
  • Shock, collision, rollover, fire, lightning and explosion and glass breakage
  • Self-protection
  • Theft or robbery and theft of use
  • Catastrophic hazards of nature and aircraft crashes
  • Acts of terrorism, vandalism, maliciousness or sabotage
  • Strikes, riots and public order disorders
  • Total loss

In the event of a total loss of your vehicle, within its first three years, we guarantee additional compensation.

You can select from the following coverages:

  •  Shock, collision, rollover, fire, lightning and explosion and glass breakage
  • Theft or Robbery and theft of use
  • Catastrophic hazards of nature and aircraft crashes
  • Acts of terrorism, vandalism, maliciousness or sabotage
  • Strikes, riots and public order disorders

 

Temporary deprivation of use

We guarantee a daily value, a replacement vehicle or assign credits on a transport platform (TVDE), in case of a car accident, theft or robbery or theft of use, at least during the repair period.

 Replacement vehicle per claim

We guarantee a replacement vehicle or award credits on a transport platform (TVDE), in the event of an accident, at least for the duration of the repair.

We guarantee the costs of repairing or replacing windscreens, glasses, side windows, windscreens and panoramic roofs and sunroofs.

 You can choose from three options:

  • Essential
  • Generic
  • Brand

We protect all occupants of your vehicle with coverage that includes death and/or permanent disability in the event of an accident, as well as the payment of treatment and repair expenses.

 Safety is always our priority, so we recommend responsible behavior, such as wearing a seat belt, doubling the compensation of the insured capital in the event of death, if the driver and occupants are wearing it at the time of the accident.

 You can also opt for complementary coverages:

  • Temporary incapacity
  • Funeral Expense
  • Theft, loss or damage to clothing, footwear and personal belongings
  • Adaptation of the vehicle and habitual residence
  • Pets transported

Roadside assistance

We offer a comprehensive roadside assistance service by guaranteeing that:

  •  Assistance to persons, namely theft or robbery of valuables, medical and surgical expenses abroad and psychological assistance in the event of a serious accident.
  • Vehicle assistance, including towing and/or transport, tyre change, fuel, tyre blowout and replacement vehicle in the event of a breakdown
  • Telephone guidance for symptoms and medical questions
  • Dispatch of professionals for technical services and access to comfort services

 Legal defense and protection

Get legal support in litigation situations. We offer support in criminal or civil proceedings arising from traffic accidents, third-party claims, administrative offences or advance deposits.

Modules

Option 1 - Simple Option 2 - Essencial Option 3 - Essencial + Option 4 - Premium
Civil Liability Civil Liability Civil Liability Civil Liability
Death and Permanent Disability + Treatment Costs Death and Permanent Disability + Treatment Costs Death and Permanent Disability + Treatment Costs Death and Permanent Disability + Treatment Costs
Legal Protection Legal Protection Legal Protection Legal Protection
Roadside Assistance Roadside Assistance Roadside Assistance Roadside Assistance
Breakage of Glass - Basic Breakage of Glass - Basic Breakage of Glass - Generic
Supplementary - Theft or Robbery Impact, Collision, Overturning or Fire
Supplementary - Catastrophic Risks of Nature Theft or Robbery
Supplementary - Strikes, riots and public disorder Strikes, riots and public disorder
Supplementary - Fire, lightning and explosion Catastrophic Risks of Nature
Acts of terrorism, vandalism, malicious acts or sabotage

Documentation

This information does not replace the reading of the legally required contractual and pre-contractual information