Boat at sea

Zurich Náutica

Travel and leisure insurance

We don't insure against, we insure for smooth sailing.

Are you lost at sea? Fear not, Zurich Náutica is the insurance that protects your boat. Take Zurich with you and reach your destination.

Boat knot

For what can go right?

Protection of the vessel, in and out of the water, even during transport

Cover for theft of the vessel and its fixed accessories

Protection of family and friends and their personal effects

Sending a skipper (captain) or crew when those on board are unable to take the vessel to its destination

24-hour assistance

Damage caused by earthquakes or strikes, riots and public disorder

Cover for waterskiing and sport fishing activities

Payment of medical and hospital expenses abroad

First modelue can be taken out from 40€

In the first year, the cost of the policy is added to the amount: 6€

Cover

It insures damages caused to third parties and is the legally required insurance for recreational boats. The Base module is intended for customers who only wish to comply with the compulsory insurance.

It consists of a wide range of coverages that protect the vessel and its occupants, including guarantees of:

  • Medical and hospital expenses abroad;
  • Transport or medical repatriation of the wounded and sick;
  • Early return;
  • Advancement of funds abroad;
  • Sending skipper or crew;
  • Dispatch of towing vehicle for the transport or repatriation of the safe vessel.

Composed of the covers of:

  • Treatment and repatriation expenses (€500, €1,500 or €2,500);
  • Death or permanent disability (€5,000, €15,000 or €25,000);
  • Funeral costs (€250, €750 or €1,250).

It guarantees material damage to the insured recreational craft, when floating, on land, while being placed or removed from water, arising from or as a result of:

  • Fire, lightning, explosion, storms, grounding, submersion, collision, collision or collision with any fixed or floating object, as well as the costs of rescue arising from all these risks;
  • Theft of the insured pleasure craft and/or life-saving equipment or theft of fixed accessories;
  • By the placement or removal of water, due to the breakage of the rope of a crane, winch or other suitable means or due to electrical or mechanical damage to the same apparatus;
  • Among others.
It covers damage caused to the personal belongings of the occupants.
Option to increase the civil liability capital up to 750 000 €.
In the event of strikes, riots, disturbances and other disturbances of public order, we guarantee coverage for damages that have been directly caused by these situations.
In the event of damage to insured property as a result of earthquakes, volcanic eruptions, tsunamis or fires resulting from these phenomena, we guarantee coverage for damage that has been directly caused by these situations.

Modules

 Cover Basic Essencial Essencial + Premium Deductibles
Civil Liability 250.000€ 250.000€ 250.000€ 250.000€ No excess
Assistance As per general conditions As per general conditions As per general conditions No excess
Death or permanent disability 5.000€ (optional) 15.000€ 25.000€ No excess
 Treatment and repatriation expenses  500 € (optional)  1.500€  2.500€  No excess
Funeral costs 25€ (optional) 750€ 1.250€ No excess
Damage to the vessel Based on the vessel value Based on the vessel value 1% of sum insured
Personal items 1.000€ (optional) 2.500€ No excess
 Optional Third Party Liability  250.000€ (optional)  500.000€  No excess
 Strikes, riots and disturbances of public order  Based on the vessel value  1% of sum insured (minimum 100€)
 Seismic phenomena  Based on the vessel value  5% of sum insured

Documentation

This information does not replace the reading of the legally required contractual and pre-contractual information